Being involved in a car accident is stressful enough, but the situation becomes even more overwhelming when the other driver has no insurance. In Texas, many injured people find themselves unsure of their next steps and worried about how to cover medical bills, lost income, or vehicle repairs. As a Dallas personal injury lawyer, our team at the McCallum Law Firm understands how complex uninsured motorist cases can be — but there are clear steps you can take to protect your rights.
Take Immediate Steps to Protect Yourself
Right after a collision, safety comes first. Check for injuries and call law enforcement so a formal accident report can be created. This documentation is essential in any Dallas car accident lawyer
claim, especially when the at-fault driver is uninsured.
Gather as much evidence as possible at the scene — photos, vehicle information, and contact details. Then notify your insurance company promptly. Texas follows a fault-based system, meaning the negligent driver is responsible for damages, but your insurer will evaluate your available protections and begin the claims process.
How Your Insurance May Help
If the uninsured driver caused the crash, your own policy may provide the coverage you need. Many Texans carry uninsured/underinsured motorist coverage (UM/UIM), which can help pay for medical care, lost wages, and sometimes vehicle repairs. This protection is especially important when filing a claim with a Dallas auto accident attorney
or uninsured motorist lawyer Dallas.
Additional coverages — such as collision or personal injury protection (PIP) — may also help regardless of fault. These optional protections can make a significant difference when the at-fault driver has no insurance at all.
Considering Legal Action
In some cases, pursuing a lawsuit against the uninsured driver may be an option. A Dallas personal injury attorney
can help determine whether the driver has the financial resources to make legal action worthwhile. Our team at the McCallum Law Firm can review your damages, investigate the driver’s assets, and advise you on the most realistic path toward compensation.
Hit-and-Run Accidents
Hit-and-run crashes often function the same way as uninsured motorist claims. Since the at-fault driver can’t be located, UM coverage usually applies. You’ll still need a police report and must notify your insurer promptly so they can start investigating the claim.
Getting Support After an Uninsured Driver Crash
Facing an uninsured driver can feel frustrating and confusing, but you do not have to navigate it alone. A Dallas car crash lawyer
can help you understand your options, communicate with insurance companies, and pursue full compensation under Texas law.
If you or a loved one has been injured by an uninsured driver in Dallas or anywhere in Texas, the McCallum Law Firm is here to help. Visit us at mccallumfirm.com or call (214) 702-0555 for a free consultation.
